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Flood Preparedness Checklist
Organize alert sources, document protection, low-area awareness, and travel caution.
Before Heavy Rain
- Know whether your home, workplace, school, or commute crosses flood-prone areas.
- Save local flood alerts, river gauges, road closure sources, and evacuation notices.
- Move key documents away from basements, garages, and low storage areas.
- Keep a waterproof pouch or sealed bag for IDs, policy papers, and medication lists.
- Plan where vehicles can be moved before water rises.
- Identify higher ground and routes that avoid low crossings.
During Flood Risk
- Follow evacuation instructions promptly.
- Avoid walking, swimming, or driving through floodwater.
- Turn around if a road is covered, barricaded, or hard to judge.
- Keep children and pets away from drainage ditches, culverts, and fast water.
- Use flashlights instead of candles if power fails.
- Keep phones charged and text status updates when networks are strained.
After Water Recedes
- Wait for official reentry guidance.
- Avoid damaged roads, bridges, utilities, and standing water.
- Photograph damage before moving items if it is safe.
- Discard food, medicine, or supplies that contacted floodwater unless official guidance says otherwise.
- Wear protective clothing for cleanup and pause if conditions feel unsafe.
- Contact insurers, landlords, utilities, or local officials before major repairs.
Reviewed 2026-06-28. This checklist is educational only. It does not guarantee coverage, safety, reimbursement, or recovery. Read your policy and contact your insurer, licensed professionals, local officials, or other qualified sources for guidance specific to your situation.
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Morgan Hale
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